cash

Interest rate cuts rolling in

The Reserve Bank is cutting rates to boost the economy, aiming for a 3% OCR by 2025.

compliance

Investing in Offshore Investments?

If you invest in overseas shares or overseas equities, you could be taxed on the unrealised gain under NZ's FIF rules.

coronavirus COVID-19

Gen Z: Understanding the Values and Expectations of our Digital Natives

ANZ highlights key points about Gen Z's behaviour and expectations in various aspects of financial life.

coronavirus COVID-19

Two Steps Forward, One Step Back for Investors

Don't rely on predictions; plan for various outcomes over the next three years to avoid investment anxiety.

business owners

4 Ways to Finance Your Business Growth

Maybe your business provides a great product or service in high demand by customers. There’s an opportunity to grow, which should be good news… but what happens when the business doesn’t have the cash to fund this growth?

construction

Tax Rules Changes for NZ Residential Investment Property

Legislation has been enacted in New Zealand pertaining to changes in interest deductibility and Brightline Rules for residential investment properties.

coronavirus COVID-19

Global Supply Chain Disruption

The chaos at ports, warehouses and retailers will probably persist through the year, and perhaps even longer according to this article in the New York Times.

cryptocurrency

Bitcoin crash wakeup call

Cryptocurrency including Bitcoin has “tanked” over the past few weeks after Elon Musk voiced his concerns.

Investment

Tesla’s Rise Reveals Weak Points of Indexing

Index additions and deletions are typically a routine affair, but the recent announcement by S&P that Tesla would be added to the widely tracked S&P 500 Index stirred up quite a lot of attention.

housing

NZ Brightline rules and interest deductibility

In an effort to control rising house prices, the NZ government has implemented tax changes in regard to residential investment properties.

Income

Resident Withholding Tax exemption register

From 1 April 2020, payers of investment income (e.g. payers of interest and dividends) will access the register to confirm which of their customers have RWT exempt status. The IRD will no longer ask for or accept physical certificates of exemption.

economy

Yield curves

The financial media is currently full of gloomy-sounding references to ‘inverted yield curves’ as a harbinger of a global recession. In lay terms, what does all this mean and how should a long-term investor respond?